Resources and insights

January 20, 2025

Unleash your inner real estate mogul! This guide cracks the code on Canada's REIT market, revealing the top picks for 2025. Discover high-yielders, rock-solid performers, and industry leaders across residential, industrial, office, and more. Updated January 20, 2025.

January 19, 2025

Looking to buy a vacation home in the Okanagan? Discover financing, rental potential, property management, and investment opportunities for U.S. buyers.

January 18, 2025

Discover if investing in a condo in the Okanagan is a good choice for U.S. buyers. Explore mortgage rates, rental yields, fees, and investment returns.

January 18, 2025

Explore forced vs. market appreciation in Canadian real estate. Learn how improvements and market trends affect property value growth in 2025.

January 17, 2025

Looking to finance a home purchase in the Okanagan as a U.S. citizen? Learn about mortgage options, down payment requirements, and interest rates for 2025.

January 17, 2025

Learn about real estate taxes, transfer taxes, GST rebates, and other costs for U.S. citizens buying property in the Okanagan, BC.

January 14, 2025

Moving from Alberta to BC? Discover a complete checklist with resources, tips, and links to make your relocation seamless and stress-free.

December 30, 2024

Create a magical atmosphere for buyers this holiday season with these Christmas staging tips. At Coldwell Banker Horizon Realty, we make selling your home festive!

December 16, 2024

Learn what real estate sensitivity analysis is, how to use it to evaluate risks, optimize investments, and make smarter real estate decisions.

December 9, 2024

Explore whether you should allocate more to real estate or stocks in 2024, with a deep dive into returns, risk, and market trends.

December 5, 2024

Compare the performance of REITs and Direct Real Estate Investment in Canada from 1990 to 2024, including returns, risks, liquidity, and management factors.

November 29, 2024

Discover how to conduct sensitivity analysis in real estate investments with this practical guide. Learn about key variables, step-by-step methodologies, and real-world case studies to enhance your decision-making and risk management strategies.

November 27, 2024

Discover the impact of Variable Interest Entities (VIEs) on Kelowna, BC real estate investments. Learn about legal considerations, benefits, risks, and ethical implications for investors.

November 27, 2024

Renting out your home and waiting until April to sell may seem like a good strategy, but it can cost you more than you think. From tenant-related challenges to increased repair costs and competition, learn why listing sooner can maximize your profits.

November 14, 2024

Thinking of relocating from Alberta or Ontario to Kelowna? Discover expert insights on navigating real estate, understanding BC’s regulations, and making a smooth transition to your new home in the Okanagan.

November 13, 2024

Prepare your Canadian home for winter with our comprehensive maintenance guide. From gutter cleaning to furnace upkeep, learn how each step helps prevent costly repairs, improves energy efficiency, and keeps your home safe during harsh winter months.

November 13, 2024

Learn how the Effective Gross Income Multiplier (EGIM) helps advanced investors assess income potential across real estate portfolios.

November 8, 2024

Explore how macroprudential policies help curb real estate speculation in inflationary environments, especially with Canada's interest rate cuts down to 3.75%. Learn how mortgage stress tests, foreign buyer taxes, and capital gains rules impact speculative activity and market stability.

November 5, 2024

Explore the impact of financial frictions on real estate liquidity during periods of monetary easing in Canada. Learn how borrowing constraints, transaction costs, and rate cuts to 3.75% influence property market fluidity, especially in older assets.

November 5, 2024

Explore how Canada's quantitative tightening and rate cuts are affecting sovereign wealth fund investments in real estate. Learn about rising borrowing costs, shifting investment strategies, and market outlook amidst the 3.75% interest rate environment.

November 3, 2024

Explore how Canada's monetary policy transmission impacts leveraged real estate investment portfolios, particularly in the wake of the recent interest rate cuts to 3.75%. Understand the opportunities and risks for investors as borrowing costs decline and property valuations shift.

November 2, 2024

Explore why selling your home during the winter months—November to March—could yield unexpected benefits. From motivated buyers and anticipated rate cuts to reduced market competition, discover strategic reasons to keep your home listed this season.

October 29, 2024

Discover why Internal Rate of Return (IRR) is a critical metric for real estate investment. Learn how to calculate IRR, compare it with other metrics, and leverage it for smarter property investments.

October 23, 2024

Unsure of the Okanagan real estate market? The absorption rate can be your secret weapon! This guide explains what it is, how it's used, and how it empowers you to win for your clients.

October 21, 2024

Learn the importance of real estate farming, a powerful strategy to dominate local markets by building long-term relationships, enhancing brand recognition, and increasing listings. Discover how agents can target specific areas and leverage local expertise to succeed.

October 11, 2024

Find how to navigate AI use in real estate while adhering to ethical and legal standards. Understand the importance of disclosing AI-enhanced images and protecting client data when utilizing artificial intelligence in real estate marketing.

October 11, 2024

Discover how Canadian real estate investors can navigate 2024’s economic challenges. Learn about the impact of interest rate cuts, high-demand rental properties, and industrial real estate growth. Explore strategic insights for long-term success in the evolving real estate market.

October 11, 2024

Unlock the potential of real estate investing! Learn how cluster analysis can identify emerging markets like Kelowna, Canada. Discover key data points and investment strategies to capitalize on promising opportunities.

October 11, 2024

Kelowna's real estate market is booming, but traditional financing methods can be slow and opaque. Fintech is revolutionizing the industry, offering new opportunities for investors Find out about how Kelowna can leverage fintech to unlock a more inclusive, efficient, and transparent real estate market.

October 11, 2024

Bank of Canada's rate cut got you confused about 3 vs. 5 year lock-in mortgages? This guide explores fixed vs. variable rates, IRDs, and more to help you navigate the post-rate-cut maze and choose the best option for your homeownership journey in Canada.

October 11, 2024

Feeling overwhelmed by real estate? Don't go it alone! Your BFF can be your secret weapon, offering emotional support, practical help, and even co-ownership advice. Learn how your best friend can make your real estate journey smoother and more fun.

October 11, 2024

The REIT market may have seen a correction, but fear not! Our experts reveal top picks poised for a comeback in 2024. Discover why REITs are attractive now, and explore shining investment opportunities in Alberta's housing market, the data center boom, and the growing senior population.

October 11, 2024

Unlock the secrets of Canadian Commercial Mortgage-Backed Securities (CMBS)! This informative article explains how CMBS work, the different players involved, and the risks and rewards for investors. Learn if CMBS are right for you and your investment goals

October 11, 2024

Explore the top 55+ communities in Kelowna, BC, with our comprehensive guide. Discover ideal retirement living options based on location, amenities, housing choices, and resident satisfaction. Find your perfect home today!

October 11, 2024

Kelowna realtors, elevate your open house strategy! Gain market insights, buyer intel, and proven tactics to showcase client properties and convert leads. Partner with Coldwell Banker Horizon Realty for success.

October 11, 2024

Confused about which Kelowna rental property to invest in? Learn about Gross Rent Multiplier (GRM) and how it helps you choose the right one. Coldwell Banker Horizon Realty can help, contact us today!

October 11, 2024

Unsure about Tax Increment Financing (TIF) and its impact on Canadian real estate? This comprehensive guide explores how TIF works, its benefits and drawbacks, and how real estate agents can leverage this knowledge to empower their clients.

October 11, 2024

Discover the importance of pro forma analysis in real estate and learn how to create and interpret pro forma statements. This guide for real estate agents in Canada, covers essential components, calculation methods, and advanced metrics to make informed investment decisions.

October 11, 2024

Win your dream home in a competitive market! Learn how escalation clauses can strengthen your offer and navigate bidding wars strategically. Read our expert guide from Coldwell Banker Horizon Realty

October 11, 2024

Unsure when to buy or sell in Canada's real estate market? This guide unlocks the secrets of economic and seasonal cycles, empowering you to make informed decisions. Learn about Mortgage Investment Corporations (MICs) and navigate the market with confidence!

October 11, 2024

Confused about DSCR in Kelowna real estate? This guide unlocks the secrets! Learn how to calculate DSCR, understand ideal ranges, and leverage it for successful property investments. Keywords: Kelowna real estate, DSCR, investment property, loan approval, cash flow pen_spark

October 11, 2024

Buying a home in Kelowna? Understanding Loan-to-Value (LTV) is crucial! This guide explains how LTV impacts mortgage rates, down payments, and Kelowna's competitive market. Get tips for a favorable LTV and find your dream home!

October 11, 2024

Thinking of buying or selling a home in Kelowna, Canada? Get a free guide on how to conduct a Comparative Market Analysis (CMA) to estimate your property value. Learn about CMAs, how to find comparable properties, and the benefits of a professional CMA from Coldwell Banker Horizon Realty.

October 11, 2024

Discover how pre-purchase energy-efficiency upgrades can save money and enhance the value and comfort of your future home with our comprehensive guide.

October 11, 2024

Help your clients slash energy bills with this guide to Canadian energy-efficiency programs. From national grants to provincial rebates, discover how to unlock savings and empower clients to live more sustainably.

October 11, 2024

Comprehensive guide on budgeting for realtors and unlock your financial superpowers today!

October 11, 2024

Tax-Free First Home Savings Account (FHSA) introduced in Canada's budget Explained in Detail, offering first-time homebuyers like those in Kelowna a significant boost toward owning their first home.

October 11, 2024

Find out how a pre-offer home inspection can strengthen your real estate transaction and give you a negotiating edge in the home buying process.

October 11, 2024

Ensure your new condo meets your expectations with our comprehensive guide on Pre-Delivery Inspection (PDI), including what to check and how to prepare.

October 11, 2024

Find out how Real Estate Private Equity offers Kelowna investors a lucrative alternative to traditional property investment, highlighting key benefits and strategies.

October 11, 2024

Discover the ultimate guide to Quail Ridge & UBCO condos for ideal student living near UBC Okanagan. Navigate your housing options with ease today!

October 11, 2024

Unlocking homeownership for first-time buyers in Kelowna Real Estate with the latest housing affordability programs. Dive into our comprehensive guide.

October 11, 2024

Discover the unrivaled advantages of Coldwell Banker Horizon Realty's bricks and mortar approach in real estate, offering trust, local expertise, and collaborative solutions.