Resources and insights

December 20, 2024

Explore how cheaper credit is stabilizing Canadian real estate prices as buyer sentiment rises. Discover insights on market trends and opportunities.

December 16, 2024

Lower interest rates and policy changes are set to drive Canada's real estate market in 2025. Explore mortgage trends, price forecasts, and strategic buying tips.

December 16, 2024

Discover the key factors driving Canada’s housing affordability crisis, from supply constraints to rising demand, and explore potential solutions.

December 16, 2024

Learn what real estate sensitivity analysis is, how to use it to evaluate risks, optimize investments, and make smarter real estate decisions.

December 10, 2024

Explore whether you should allocate more to real estate or stocks in 2024, with a deep dive into returns, risk, and market trends.

December 9, 2024

Explore whether you should allocate more to real estate or stocks in 2024, with a deep dive into returns, risk, and market trends.

December 7, 2024

Discover the Okanagan Valley's hidden gem wineries, featuring unique experiences, exceptional wines, and breathtaking views. Uncover the best-kept secrets!

December 6, 2024

Discover how investor buyers represented 33.4% of condominium purchases in British Columbia in 2019, impacting housing trends and affordability.

December 5, 2024

Compare the performance of REITs and Direct Real Estate Investment in Canada from 1990 to 2024, including returns, risks, liquidity, and management factors.

December 4, 2024

Explore the demographics of property flippers in British Columbia. Learn about their age, income, immigrant representation, and business involvement, and understand the impact of flipping on housing prices and supply.

December 3, 2024

November 2024 Okanagan real estate market analysis: Latest property sales, prices, and trends in Central and North Okanagan. Expert insights for buyers and sellers.

December 2, 2024

Explore why Kelowna’s 3.4% property flipping rate matters. Learn about its drivers, impact on affordability, and comparisons to other B.C. cities in this detailed analysis.

December 2, 2024

Discover Kelowna's most magical Christmas light displays with our local expert's neighborhood guide. Find best viewing times, routes, and hidden gems for an unforgettable holiday experience.

December 2, 2024

Discover the impact of home flipping on B.C.’s housing market. Learn key stats, policy measures, and expert insights on its role in housing affordability challenges.

December 2, 2024

Discover why condominium apartments are flipped more often than other property types in British Columbia. Learn about key stats, market demand, and what makes condos an attractive option for property flippers.

November 29, 2024

Discover how to conduct sensitivity analysis in real estate investments with this practical guide. Learn about key variables, step-by-step methodologies, and real-world case studies to enhance your decision-making and risk management strategies.

November 27, 2024

Discover OSFI's latest updates on uninsured mortgages, including the exemption of the Minimum Qualifying Rate (MQR) for straight switches and the introduction of loan-to-income (LTI) limits. Learn how these changes impact borrowers and lenders in Canada.

November 27, 2024

Renting out your home and waiting until April to sell may seem like a good strategy, but it can cost you more than you think. From tenant-related challenges to increased repair costs and competition, learn why listing sooner can maximize your profits.

November 27, 2024

Explore the impact of Canada's 21.6% three-year rent growth on real estate portfolio valuations. Discover key market indicators, regional dynamics, and investment strategies to optimize your property investments in the evolving rental landscape.

November 27, 2024

Explore the mixed picture of the Canadian housing market in October 2024, highlighting the 11 census metropolitan areas (CMAs) with unchanged new home prices amidst a national decline of 0.4%.

November 27, 2024

Discover the impact of Variable Interest Entities (VIEs) on Kelowna, BC real estate investments. Learn about legal considerations, benefits, risks, and ethical implications for investors.

November 27, 2024

Explore the urgent need for rent control in Canada as rental prices soar. Learn about current policies, economic impacts, and how effective rent control can create a fairer housing market.

November 19, 2024

Discover the top 5 wineries in West Kelowna, BC, featuring stunning views, award-winning wines, and unforgettable tasting experiences. Plan your perfect wine tour today!

November 18, 2024

Discover the best waterfront dining in Peachland, BC, with our guide to local restaurants featuring lakefront views, unique flavors, and delicious dishes.

November 15, 2024

Explore the challenges facing Canada's new home construction sector, from declining builder sentiment to the impact of high mortgage rates, and discover the CHBA's policy recommendations for a more resilient housing market.

November 15, 2024

Discover the top 5 cities driving residential construction growth in Canada's Q3 2024, and explore the trends and factors shaping the market. Get insights for real estate investors and policymakers.

November 14, 2024

Thinking of relocating from Alberta or Ontario to Kelowna? Discover expert insights on navigating real estate, understanding BC’s regulations, and making a smooth transition to your new home in the Okanagan.

November 13, 2024

Discover the top five Kelowna neighborhoods ideal for first-time home buyers, ranked by affordability, accessibility, amenities, and community.

November 13, 2024

Learn how the Effective Gross Income Multiplier (EGIM) helps advanced investors assess income potential across real estate portfolios.

November 13, 2024

Explore cross-border real estate investing in British Columbia. Learn how to mitigate currency, political, and regulatory risks, while taking advantage of opportunities in BC’s growing real estate market. Expert strategies and legal insights for foreign investors.

November 13, 2024

Canada’s real estate market hit a milestone in Q3 2024 with a record $37 billion in building permits. This growth is driven by industrial expansion, particularly in Ontario, offering new investment opportunities and challenges across residential, industrial, and institutional sectors.

November 13, 2024

Prepare your Canadian home for winter with our comprehensive maintenance guide. From gutter cleaning to furnace upkeep, learn how each step helps prevent costly repairs, improves energy efficiency, and keeps your home safe during harsh winter months.

November 10, 2024

Discover how the recent 3.75% interest rate cut by the Bank of Canada is influencing consumer spending growth and housing market trends in Canada. Learn how lower borrowing costs are driving increased demand for homes and boosting related industries like home improvement and renovations.

November 8, 2024

Explore how macroprudential policies help curb real estate speculation in inflationary environments, especially with Canada's interest rate cuts down to 3.75%. Learn how mortgage stress tests, foreign buyer taxes, and capital gains rules impact speculative activity and market stability.

November 7, 2024

Explore how the Bank of Canada's recent rate cuts to 3.75% are influencing Canada's real estate securitization markets. Understand the effects on mortgage-backed securities, refinancing risks, and investment trends in a low-interest environment.

November 6, 2024

Discover how global economic slowdowns are shaping the appeal of Canadian real estate for foreign investors. Learn how recent rate cuts, currency fluctuations, and regulatory policies impact foreign investments in key markets like Toronto and Vancouver

November 6, 2024

Explore the factors driving Central Okanagan's impressive 60% surge in real estate sales volume in October 2024. Discover how interest rate cuts, increased inventory, and high-value property demand fueled both month-over-month and year-over-year growth.

November 5, 2024

Explore the impact of financial frictions on real estate liquidity during periods of monetary easing in Canada. Learn how borrowing constraints, transaction costs, and rate cuts to 3.75% influence property market fluidity, especially in older assets.

November 5, 2024

Discover the latest trends in the Okanagan real estate market for October 2024. Explore insights on listings, sales, pricing, and market dynamics across Central and North Okanagan, providing key takeaways for buyers, sellers, and investors.

November 5, 2024

Explore how Canada's quantitative tightening and rate cuts are affecting sovereign wealth fund investments in real estate. Learn about rising borrowing costs, shifting investment strategies, and market outlook amidst the 3.75% interest rate environment.

November 3, 2024

Explore how Canada's monetary policy transmission impacts leveraged real estate investment portfolios, particularly in the wake of the recent interest rate cuts to 3.75%. Understand the opportunities and risks for investors as borrowing costs decline and property valuations shift.

November 2, 2024

Explore why selling your home during the winter months—November to March—could yield unexpected benefits. From motivated buyers and anticipated rate cuts to reduced market competition, discover strategic reasons to keep your home listed this season.

November 1, 2024

Explore the impact of Canada's recent 3.75% interest rate on REITs and real estate investment. Understand how rate cuts influence borrowing costs, real estate development, and commercial properties, shaping the investment landscape.

October 31, 2024

Explore the haunted history of the Okanagan Valley, where ghostly tales and eerie landmarks reveal a mysterious side to this picturesque region.

October 31, 2024

In 2024, Alberta's energy exports are driving real estate prices higher, especially in Calgary and Edmonton. The energy sector's growth has increased employment and wages, fueling housing demand, while supply constraints and rate cuts are contributing to rising home prices.

October 30, 2024

Explore how the decline in Canadian exports impacts industrial real estate demand, particularly in warehousing, logistics, and manufacturing sectors. Learn about the ripple effects on vacancy rates and future demand recovery amid falling export volumes and interest rate cuts.

October 29, 2024

Discover how the slowing inflation rate and lower interest rates in 2025 could reshape commercial real estate lease renewals. Learn how tenants and landlords will adjust to economic shifts, negotiate favorable terms, and navigate evolving market conditions.

October 29, 2024

Explore the impact of the Bank of Canada's monetary easing and interest rate cuts on housing construction costs in 2025. Learn how developers can navigate reduced borrowing costs and supply constraints in the Canadian real estate market.

October 29, 2024

Explore how high household debt is affecting the recovery of the Canadian housing market post-2024. With interest rates now at 3.75%, learn why high debt levels are curbing demand and slowing price appreciation in key regions.

October 29, 2024

Explore how recent monetary tightening and rate cuts to 3.75% are affecting Canada’s luxury real estate market, from changing buyer trends to price adjustments in major cities like Toronto and Vancouver.

October 29, 2024

Discover why Internal Rate of Return (IRR) is a critical metric for real estate investment. Learn how to calculate IRR, compare it with other metrics, and leverage it for smarter property investments.

October 23, 2024

The Bank of Canada's recent interest rate cut to 3.5% is expected to impact the Canadian real estate market, providing immediate relief for variable-rate mortgages and potentially spurring housing demand by mid-2025.

October 23, 2024

Unsure of the Okanagan real estate market? The absorption rate can be your secret weapon! This guide explains what it is, how it's used, and how it empowers you to win for your clients.

October 22, 2024

Explore how the shift from residential to non-residential investments shaped Canada's construction landscape in 2024.

October 21, 2024

Learn the importance of real estate farming, a powerful strategy to dominate local markets by building long-term relationships, enhancing brand recognition, and increasing listings. Discover how agents can target specific areas and leverage local expertise to succeed.

October 20, 2024

Discover how the surge in single-family dwelling permits across Alberta and Ontario is reshaping Canada's housing market. Learn the factors behind this trend and its implications for the country's real estate sector.

October 18, 2024

The slowdown in multi-unit construction in Canada, marked by an 11% decline in permits for August 2024, poses significant challenges to housing supply in high-demand regions like Ontario and British Columbia. Learn about its impact on urban centers, affordable housing, and potential policy responses.

October 18, 2024

In August 2024, Canada's non-residential construction sector experienced a 9.7% drop, driven by a 29.7% decline in institutional building permits, impacting public infrastructure and economic growth.

October 18, 2024

Explore the regional disparities in Canadian building permits as Alberta experiences growth amid housing demand, while British Columbia sees sharp declines.

October 15, 2024

CREA revises its 2024 housing market forecast, citing slower-than-expected recovery despite interest rate cuts. Learn more about the current state of the Canadian real estate market and what to expect in 2025.

October 15, 2024

This Thanksgiving, Coldwell Banker Horizon Realty reflects on a year of change in the real estate market and office. We express heartfelt gratitude to our clients and agents for their trust and commitment as we work to improve efficiency and service in all we do.

October 14, 2024

Explore how BC’s construction industry faces challenges meeting housing demand due to workforce shortages and productivity gaps. Learn about innovative solutions and government efforts to bridge the gap.

October 13, 2024

Discover how British Columbia’s Foreign Buyer Tax and Speculation and Vacancy Tax have reshaped the real estate market, curbing speculative investments, increasing rental supply, and influencing long-term price growth.

October 12, 2024

Explore the premier waterfront and lakeside communities of West Kelowna, including West Harbour, Lakeview Heights, Green Bay, and more. Discover the unique features, housing options, and real estate trends of each area to help find your perfect home in West Kelowna.

October 11, 2024

Discover the unrivaled advantages of Coldwell Banker Horizon Realty's bricks and mortar approach in real estate, offering trust, local expertise, and collaborative solutions.

October 11, 2024

Discover three compelling ways Coldwell Banker Horizon Realty earns your trust through consistent delivery on promises, community engagement, and continuous improvement in expertise.

October 11, 2024

Explore Downtown Kelowna, where culture meets lakeside leisure, offering a unique lifestyle with its vibrant arts scene, waterfront activities, and urban convenience.

October 11, 2024

Embrace the vibrant Kelowna lifestyle with a cozy condos at Discovery Bay, #442-1088 Sunset Drive, offering breathtaking Okanagan Lake views and local cultural delights.

October 11, 2024

Dive into the latest dynamics of the Central Okanagan real estate market with a focus on Kelowna, exploring trends and future outlooks for February 2024.

October 11, 2024

Discover the latest trends in the Central Okanagan real estate market with a significant rise in house prices and inventory in February 2024.

October 11, 2024

Discover the enhanced First-Time Home Buyer and Newly Built Home Rebates in Kelowna, offering significant savings for first-time buyers from April 1, 2024.

October 11, 2024

Unlocking homeownership for first-time buyers in Kelowna Real Estate with the latest housing affordability programs. Dive into our comprehensive guide.

October 11, 2024

The Watson Brothers Team at Horizon Realty secures the #4 spot in GCI across Canada, showcasing their real estate excellence and legacy within Coldwell Banker.

October 11, 2024

Discover how Coldwell Banker Horizon Realty sets the bar high by recognizing real estate professionals not just for sales but for their exceptional service and community contributions.

October 11, 2024

Discover the ultimate guide to Quail Ridge & UBCO condos for ideal student living near UBC Okanagan. Navigate your housing options with ease today!

October 11, 2024

Discover why Academy Way in Kelowna's University District is the ultimate choice for students, families, and investors, offering education, amenities, and more.

October 11, 2024

Discover the top 5 family-friendly neighborhoods in Kelowna with our guide. Explore communities perfect for homebuyers seeking a vibrant, family-oriented lifestyle.

October 11, 2024

Explore the dynamic shifts in the Okanagan real estate market in March 2024, covering trends in listing volumes, sales activities, and pricing adjustments.

October 11, 2024

Discover the new protections for renters and landlords in British Columbia aimed at enhancing fairness and stability in the rental market, including eviction and rent increase regulations.

October 11, 2024

Discover the shift in the Central Okanagan real estate market in March 2024, highlighting key trends, sales activity, and what this means for buyers and sellers.

October 11, 2024

The B.C. Home Flipping Tax targets speculators to boost affordable housing. Discover how this strategy aims to create a fairer housing market.

October 11, 2024

Read the essentials of the B.C. Home-Flipping Tax, from its implementation to exemptions and impact on housing affordability.

October 11, 2024

Rising interest rates and home prices are making homeownership a distant dream for many Canadians. This article explores the challenges facing buyers and what the future holds for the housing market.

October 11, 2024

Kelowna real estate market sees a surge in licensed agents (35% jump!), raising questions about competition. Is it a prime opportunity or a sign of oversaturation? Learn more about the evolving Kelowna market and the skills needed to succeed. (Data: BCFSA)

October 11, 2024

The strategic shift of Canadian Pension Funds towards diversification in real estate, highlighting their move from traditional office spaces to alternative investments globally.

October 11, 2024

Find out how Real Estate Private Equity offers Kelowna investors a lucrative alternative to traditional property investment, highlighting key benefits and strategies.

October 11, 2024

The impact of the Bank of Canada holding rates steady on Kelowna's real estate market. Will the potential summer cuts boost your investment?

October 11, 2024

Discover the bliss of Kelowna golf course living. Peace, amenities, breathtaking views, and a social community await. Explore Kelowna's golf course homes and find your dream property.

October 11, 2024

Kelowna investors face increased CRA scrutiny in real estate. Understand GST/HST rebates, property flipping, and foreign ownership implications to navigate taxes confidently.

October 11, 2024

A mixed-use development proposal for Black Mountain includes homes, retail spaces, and much more, aiming to revitalize the community.

October 11, 2024

Ensure your new condo meets your expectations with our comprehensive guide on Pre-Delivery Inspection (PDI), including what to check and how to prepare.

October 11, 2024

Canada announces a 30-year amortization period for first-time buyers' mortgages on new homes, enhancing affordability and accessibility. Learn more about the impact and considerations.

October 11, 2024

Canada's public land lease initiative aims to tackle the housing crisis by developing affordable housing on underused public lands.

October 11, 2024

10% Dip in British Columbia home sales despite the decrease in mortgage rates. Understand what this means for buyers and sellers in the market.

October 11, 2024

Federal Government Secondary Suite Loan Program from Budget 2024, designed to expand housing options and support homeowners.

October 11, 2024

Comprehensive breakdown of Canada's 37 new housing initiatives aimed at tackling housing affordability and enhancing living standards nationwide.

October 11, 2024

Get insights into Canada's housing market trends: month-to-month declines, year-over-year increases, and potential slowdown factors. Source: CMHC.

October 11, 2024

The 87% spike in HELOC minimum payments in Canada affects homeowners and what you can do to manage the rising costs effectively.

October 11, 2024

Find the top dog parks and nature walks in Kelowna, ideal for playful pups and their happy owners. Explore our guide for the best pet-friendly spots!

October 11, 2024

Join Kelowna's vibrant adult soccer leagues! Find your fit on the pitch and your dream home nearby with Watson Brothers Team!