Resources and insights

October 11, 2024

Looking for an investment that bucks the trend? Canadian Apartment Trust (CAR.UT) soared while the market slumped, offering investors a chance at steady dividends and potential growth. Discover the reasons behind CAR.UT's success and see if it's the right fit for your portfolio.

October 11, 2024

Canadian pension funds, once real estate titans, are revamping strategies due to market slumps. Rising interest rates and changing work patterns prompt diversification, collaboration and niche sector focus.

October 11, 2024

anada's new capital gains tax rules take effect today, June 25, 2024. Understand the key changes, including higher inclusion rates, increased Lifetime Capital Gains Exemption, and the Canadian Entrepreneurs' Incentive. Learn how these changes might affect you.

October 11, 2024

Kelowna City Council approves rezoning for a 154-unit rental building at 438 Valley Rd. The six-storey building will offer a mix of unit types and prioritize sustainability through ample bicycle parking and climate-resilient considerations.

October 11, 2024

Struggling to understand how much home you can afford in Canada? This in-depth look explores May 2024 data on minimum income needed for mortgages in major cities like Toronto, Vancouver, Calgary & Halifax.

October 11, 2024

Canadian real estate vs. stocks: a detailed analysis of historical performance. Is real estate still the king of investments? Explore the pros, cons, and considerations for each option to make informed investment decisions.

October 11, 2024

Kelowna's North End is experiencing a surge in infill development! Learn about two proposed fourplex projects offering private balconies or rooftop patios, and explore how infill housing is transforming the neighborhood's housing options.

October 11, 2024

Unleash your inner mixologist! This guide unlocks Kelowna's hottest cocktail bars, from inventive creations at Micro Bar and Bites to classic twists at Skinny Duke's. Discover whimsical drinks and electric vibes, then learn to craft your own at Born to Shake. pen_spark

October 11, 2024

Proposed townhouse development on Springfield Rd., Kelowna! Learn about the details, potential impact, and how it aligns with Kelowna's housing goals.

October 11, 2024

Kelowna City Council to review a new 6-storey, 99-unit rental building on Vista Road in Rutland. Learn more about the project details, its alignment with city planning goals, and the convenient location close to amenities.

October 11, 2024

Kelowna's real estate market is booming, but traditional financing methods can be slow and opaque. Fintech is revolutionizing the industry, offering new opportunities for investors Find out about how Kelowna can leverage fintech to unlock a more inclusive, efficient, and transparent real estate market.

October 11, 2024

Confused by the mortgage stress test at renewal? This article explores the imbalance between insured and uninsured mortgages, OSFI's response, and potential solutions for a smoother renewal process.

October 11, 2024

Canadian building permits surged 20.5% in April, the fastest monthly pace in 4 years. This surge offers hope for easing the housing shortage. Learn more about the impact on residential and non-residential construction.

October 11, 2024

Canada's housing boom faces a hidden hurdle: $100,000 per home needed for infrastructure. Can innovative financing models bridge the gap and unlock affordable housing?

October 11, 2024

Bank of Canada's rate cut got you confused about 3 vs. 5 year lock-in mortgages? This guide explores fixed vs. variable rates, IRDs, and more to help you navigate the post-rate-cut maze and choose the best option for your homeownership journey in Canada.

October 11, 2024

Canada's housing market is creating a perfect storm for rental property investment. Soaring population, stagnant housing completions, and affordability concerns are driving demand for rentals. pen_spark

October 11, 2024

British Columbia's housing crisis demands solutions. Factory-built homes offer faster construction times, lower costs, and improved quality. Could they be a game changer?

October 11, 2024

British Columbia is leading the charge in home construction, outperforming Ontario on a per capita basis. However, the road to affordability remains bumpy. This article explores the surge in construction, the challenges of low single-family home starts, and industry pressures like labor shortages. pen_spark

October 11, 2024

Canada's rental market is scorching hot! Average rents hit a record $2,202, but some cities are feeling the heat more than others. This article explores the national trends, regional variations, and offers insights for renters including Kelowna's unique position as a more affordable option.

October 11, 2024

Kelowna boasts a surprising statistic - 41.3% of homeowners are mortgage-free! Explore the reasons behind this trend, how it compares to other cities, and what it means for the future market.

October 11, 2024

Feeling overwhelmed by real estate? Don't go it alone! Your BFF can be your secret weapon, offering emotional support, practical help, and even co-ownership advice. Learn how your best friend can make your real estate journey smoother and more fun.

October 11, 2024

Canada's surprise rate cut has homebuyers wondering: fixed or variable rate mortgage? This guide explores pros, cons, and helps you decide what's right for you.

October 11, 2024

The Central Okanagan real estate market saw a shift in May 2024, with sales dropping by 20.64% and listings increasing by 20.72%. This article explores the data, price trends, and what it means for buyers and sellers.

October 11, 2024

Canada may extend mortgage amortization periods to 55 years for multi-unit developments, according to a leaked CMHC memo. This proposal raises concerns about potential impacts on affordability, long-term building sustainability, and the overall stability of the housing market.

October 11, 2024

The Bank of Canada's rate cut offers potential savings for Canadian homeowners with upcoming mortgage renewals. We will explore how much you could save and the potential impact on the real estate market.

October 11, 2024

The Bank of Canada cuts interest rates for the first time in over 4 years, signaling a potential turning point in the fight against inflation. This article explores the implications for borrowers, the economy, and what to expect in the future.

October 11, 2024

The Canadian economy is underperforming compared to the US, with potential impacts on real estate. Learn how lower interest rates, economic uncertainty, and market dynamics could affect Canadian property values.

October 11, 2024

Peachland property tax notices are here! Ensure a smooth tax season and avoid penalties. Get key dates, payment options, and learn how to claim the Homeowner Grant to reduce your tax burden.

October 11, 2024

Okanagan Real Estate Market Update for May 2024! Get insights into Central & North Okanagan trends including new listings, sales, prices, days on market & more. Valuable info for buyers, sellers & investors! pen_spark

October 11, 2024

Canada's Q1 economic growth of 1.7% brings mixed signals for the housing market. Explore how interest rates, job market, and immigration might impact potential homebuyers and sellers.

October 11, 2024

This Pride Month, find a REALTOR® who understands! Celebrate with Coldwell Banker Horizon Realty (CBHR) and our dedicated LGBTQ+ REALTORS®. We offer expert guidance, a safe space, and a commitment to fair housing, helping you find your dream home and community.

October 11, 2024

Investors are snapping up rental properties in Canada, driving up rents and squeezing out tenants. This article examines the trend of financialization in the housing market and its impact on affordability.

October 11, 2024

The REIT market may have seen a correction, but fear not! Our experts reveal top picks poised for a comeback in 2024. Discover why REITs are attractive now, and explore shining investment opportunities in Alberta's housing market, the data center boom, and the growing senior population.

October 11, 2024

West Kelowna property tax notices have arrived! This article explains key dates, payment options, the impact of the 6.85% tax increase, and how to claim the Home Owner Grant.

October 11, 2024

Canadian real estate profits see a significant drop compared to historical highs, but is this a cause for concern? Dive deeper and discover why market fundamentals suggest enduring strength in the Canadian housing market.

October 11, 2024

Soaring Canadian home prices are making homeownership a distant dream for young adults, while the Prime Minister suggests high prices are necessary for retirement. Is this fair? Explore the intergenerational divide and potential solutions for affordable housing and retirement security.

October 11, 2024

Canada's residential mortgage debt growth slows to a 23-year low. CMHC report predicts a rebound fueled by lower interest rates, population growth, and rising disposable incomes.

October 11, 2024

A new six-storey apartment building with a mix of unit sizes and rooftop amenities is proposed for Glenmore Drive in Kelowna. The City Council will review the rezoning application to allow for this development. This article explores the project details, staff recommendations, and potential impact on the area.

October 11, 2024

Kelowna property owners face rising property taxes due to soaring assessments. The city's new tax relief program offers limited assistance to specific non-profit organizations. This article explores the program's scope and potential impact, along with alternative solutions for affected property owners.

October 11, 2024

Unlock the secrets of Canadian Commercial Mortgage-Backed Securities (CMBS)! This informative article explains how CMBS work, the different players involved, and the risks and rewards for investors. Learn if CMBS are right for you and your investment goals

October 11, 2024

Explore the top 55+ communities in Kelowna, BC, with our comprehensive guide. Discover ideal retirement living options based on location, amenities, housing choices, and resident satisfaction. Find your perfect home today!

October 11, 2024

Are rising interest rates putting Canadian homeowners at risk? OSFI warns of a potential increase in mortgage defaults. This article explores the factors at play, including mortgage renewals, VRMFP mortgages, and what homeowners can do to prepare. Learn how to protect yourself in Canada's changing mortgage landscape.

October 11, 2024

72% of aspiring Canadian homebuyers are postponing their purchase in anticipation of lower mortgage rates. This BMO Ipsos poll reveals how rising interest rates and financial anxiety are impacting the housing market. Learn more about the factors influencing homeownership dreams and the potential consequences for the market.

October 11, 2024

Explore B.C.'s latest plans to tackle Metro Vancouver's housing crisis. Learn about the next phase of the affordable housing program delivering 670 below-market rental units, government initiatives, and the role of Metro Vancouver Housing.

October 11, 2024

The City of Kelowna Council will reconsider a proposal for a 20-unit apartment building on Lakeshore Road for the fourth time. The revised design addresses concerns about building aesthetics, traffic impact, and green space.

October 11, 2024

The latest New Housing Price Index (NHPI) data for Canada reveals a slight national increase in new home prices, with Alberta leading the charge. This article explores regional variations, factors driving price changes (construction costs, population growth, market conditions), and the overall market outlook. pen_spark

October 11, 2024

Canadian commercial property owners face a refinancing challenge with $203 billion in maturing debt over the next 3 years. Office properties, a struggling sector, hold a significant portion of this debt.

October 11, 2024

Industrial real estate remains hot in Canada despite a slowdown in commercial investment activity. Investors and owner-users are driving demand, while office and retail sectors see mixed performance.

October 11, 2024

Canada Pension Plan Investment Board (CPPIB) cuts office real estate holdings due to work-from-home trend and rising interest rates. Learn how this shift impacts the commercial real estate market and what it means for investors.

October 11, 2024

Over 60 new affordable homes are on the horizon in Vernon! Find about the newly opened Thunderbird Manor for Indigenous families and Elders, along with the saved Sunrise Gardens Apartments.

October 11, 2024

Kelowna property tax bills are arriving this week! Ensure a smooth payment process and avoid penalties by learning the due date (July 2nd, 2024), payment options, and how to save with the Homeowner Grant program.

October 11, 2024

5-year fixed mortgages in Canada offered stability during rising interest rates, but a wave of renewals is coming. Learn how to prepare for potentially higher monthly payments. pen_spark

October 11, 2024

Spring is typically a hot season for Canadian housing, but 2024 is different. Rising interest rates and economic uncertainty are putting buyers on hold. Will the market pick up later in the year?

October 11, 2024

Canada's sizzling housing market may be facing a turning point. With inflation showing signs of cooling, the Bank of Canada could cut interest rates, impacting affordability and buyer activity. pen_spark

October 11, 2024

Canada's construction industry has a record number of workers, but housing starts are lagging behind. Learn why there's a gap between worker availability and new home construction, and how it's impacting the housing market.

October 11, 2024

Canada's population boom is putting pressure on the housing market, particularly for first-time homebuyers. This article explores the factors driving the growth, the impact on affordability, and what it means for those looking to buy a home. pen_spark

October 11, 2024

Canadians are back to borrowing, with a surge in real estate debt driving the increase. Is this a sign of a hot housing market? Learn what the latest statistics mean for potential home buyers and the overall Canadian real estate landscape.

October 11, 2024

Canadian housing market: wait for lower interest rates or buy now? Explore the factors impacting potential homebuyers - affordability, market uncertainty, economic trends, and future predictions.

October 11, 2024

Upper Glenrosa in West Kelowna is set for over 100 new homes! Learn about the long-awaited development project that includes single-family and multi-family dwellings, as well as new parkland and road improvements.

October 11, 2024

Kelowna realtors, elevate your open house strategy! Gain market insights, buyer intel, and proven tactics to showcase client properties and convert leads. Partner with Coldwell Banker Horizon Realty for success.

October 11, 2024

Confused about which Kelowna rental property to invest in? Learn about Gross Rent Multiplier (GRM) and how it helps you choose the right one. Coldwell Banker Horizon Realty can help, contact us today!

October 11, 2024

Commercial real estate offers an alternative to compressed core asset returns: value-add real estate. Learn how to unlock hidden property value through renovations, operational improvements & strategic repositioning. Achieve higher income & capital appreciation with Coldwell Banker Horizon Realty.

October 11, 2024

Kelowna's real estate market faces a challenge: limited housing options. Explore how exclusionary zoning restricts development and what you can do with a Kelowna real estate agent to navigate the market.

October 11, 2024

Unsure about Tax Increment Financing (TIF) and its impact on Canadian real estate? This comprehensive guide explores how TIF works, its benefits and drawbacks, and how real estate agents can leverage this knowledge to empower their clients.

October 11, 2024

Canadian renters face a new burden: collecting taxes for foreign landlords. The CRA requires tenants to withhold rent & submit it to the CRA. This article explains the new policy, challenges for renters, and calls for change. Learn how to navigate this situation.

October 11, 2024

Canadian home prices nudge up slightly but remain below last year's levels. Sellers wait for rate cuts, while buyers wonder if the market will dip further.

October 11, 2024

Great news for renters! A 144-unit rental building is coming to Rutland at 135 Barber Road. Learn about the mix of units, parking, amenities, and green space. Coldwell Banker Horizon Realty: Your source for rentals in Kelowna.

October 11, 2024

British Columbia's real estate market faces tax scrutiny. CRA unearths $1.3 billion in unpaid taxes. Learn more about the types of non-compliance identified and the impact of the crackdown.

October 11, 2024

Canada's housing market is cooling down, offering opportunities for buyers! BMO's experts weigh in on how this slowdown might lead to increased affordability and even interest rate cuts. pen_spark

October 11, 2024

Canada's housing market is shifting! Sales are down and more properties are available, but is it a buyer's market yet? Learn how to navigate the changing market and find your dream home with Coldwell Banker Horizon Realty.

October 11, 2024

Canada's housing market is shifting! Learn how a surge in listings (up 2.8% monthly) and stable prices are creating a more balanced market, potentially giving buyers an advantage. Discover what this means for you and contact Coldwell Banker Horizon Realty for expert guidance.

October 11, 2024

New provincial and municipal regulations have shaken up Kelowna's short-term rental market. Learn about the changes, how they impact property owners, visitors, and local businesses, and what the future holds for Kelowna's tourism industry.

October 11, 2024

Kelowna City Council approves the rezoning of land at Bubna Road for a new 60-lot industrial park development. This expansion of Kelowna's industrial footprint creates exciting opportunities for businesses and investors. Learn more about the project and its potential impact!

October 11, 2024

Discover the importance of pro forma analysis in real estate and learn how to create and interpret pro forma statements. This guide for real estate agents in Canada, covers essential components, calculation methods, and advanced metrics to make informed investment decisions.

October 11, 2024

Win your dream home in a competitive market! Learn how escalation clauses can strengthen your offer and navigate bidding wars strategically. Read our expert guide from Coldwell Banker Horizon Realty

October 11, 2024

Unsure when to buy or sell in Canada's real estate market? This guide unlocks the secrets of economic and seasonal cycles, empowering you to make informed decisions. Learn about Mortgage Investment Corporations (MICs) and navigate the market with confidence!

October 11, 2024

Uncertain about investing in Kelowna real estate? The city's flourishing finances paint a promising picture! Discover how Kelowna's strong economy, low debt, and rising property values create a secure environment for real estate investment.

October 11, 2024

Kelowna's north end is getting a major makeover! Unveiling McKinley Gateway, a new 671-acre development promising diverse housing, high-end shopping, parks, schools & more. Learn how this community will transform the area!

October 11, 2024

Most B.C. municipalities fall short of new housing targets in the first six months. Kelowna's progress on reaching its target remains unclear. The Housing Supply Act is seen as a necessary step to address the housing crisis despite initial challenges.

October 11, 2024

Confused about DSCR in Kelowna real estate? This guide unlocks the secrets! Learn how to calculate DSCR, understand ideal ranges, and leverage it for successful property investments. Keywords: Kelowna real estate, DSCR, investment property, loan approval, cash flow pen_spark

October 11, 2024

Buying a home in Kelowna? Understanding Loan-to-Value (LTV) is crucial! This guide explains how LTV impacts mortgage rates, down payments, and Kelowna's competitive market. Get tips for a favorable LTV and find your dream home!

October 11, 2024

Thinking of buying or selling a home in Kelowna, Canada? Get a free guide on how to conduct a Comparative Market Analysis (CMA) to estimate your property value. Learn about CMAs, how to find comparable properties, and the benefits of a professional CMA from Coldwell Banker Horizon Realty.

October 11, 2024

Canadian building permits unexpectedly dropped in March, but what does this mean for the Kelowna real estate market? Coldwell Banker Horizon Realty dives into the national data and explores potential local impacts.

October 11, 2024

Delays in obtaining property documents are frustrating BC residents and realtors. The AIR proposes solutions to modernize municipal property information access for a smoother real estate experience.

October 11, 2024

Rising interest rates are putting a strain on Canadian renters, according to the Bank of Canada. The report highlights increasing credit card debt and potential rent hikes. This article explores the impact on renters and offers tips for managing finances in this challenging market.

October 11, 2024

Canada's booming job market may delay interest rate cuts, impacting the real estate market. Coldwell Banker Horizon Realty explains what this means for buyers and sellers.

October 11, 2024

Is it better to rent or buy in Canada in 2024? Get the facts on rental and resale market trends, including forecasted rent growth and resale activity. Learn how interest rates and affordability will impact your decision.

October 11, 2024

A new policy by the Canadian Real Estate Association (CREA) requiring most property listings on MLS is sparking controversy. While some see it as a win for transparency, others argue it restricts seller choice and competition. Read for a detailed analysis of the policy and its potential impact on the Canadian real estate market.

October 11, 2024

Kelowna rents climb at a moderate pace (2.9% YoY) compared to the national average. Explore average rents for 1 & 2-bedroom units, ranking vs other cities, and affordability tips!

October 11, 2024

Renting in Canada continues to climb, with average rents up 9.3% year-over-year. Get the latest rent prices by property type (apartments, condos, houses) and explore affordable provinces and cities.

October 11, 2024

The Canadian housing market is experiencing a geographical divide. Eastern Canada defies the national trend with ongoing growth, while other regions see corrections. Explore the reasons behind this phenomenon and get insights from Coldwell Banker Horizon Realty. pen_spark

October 11, 2024

Canada's commercial real estate market, particularly office space, is seeing a rise in vacancy rates. While this may cause concern, especially for investors, this article explores the risk exposure for Canadian banks and financial institutions.

October 11, 2024

Rising interest rates mean higher mortgage payments for Canadians. Learn how this could impact half of all mortgage holders facing renewals and what you can do to prepare. pen_spark

October 11, 2024

Facing commercial real estate debt maturity in Canada? Rising interest rates and a shifting market create challenges. Learn proactive strategies to navigate expiring loans, secure financing, and thrive in this dynamic environment.

October 11, 2024

Canada's housing market sees cautious return of sellers in major cities. However, high interest rates continue to dampen buyer activity. Read for a breakdown of the national trends and RBC's forecast for interest rates and market recovery.

October 11, 2024

Kelowna property taxes see a modest increase in the 2024 budget, alongside investments in infrastructure, public safety, and responsible growth. Learn how this budget impacts the real estate market and explore Kelowna homes with Coldwell Banker Horizon Realty.

October 11, 2024

Kelowna City Council approves initial stages of rezoning for five developments expected to bring 307 new units, mostly rentals, to the city. Learn more about the projects and the approval process.

October 11, 2024

Canadian renters face extended period of high rents as inflation persists. Learn why rents are rising and how this impacts the Bank of Canada's fight against inflation. Get tips for renters in this challenging market.

October 11, 2024

Discover how pre-purchase energy-efficiency upgrades can save money and enhance the value and comfort of your future home with our comprehensive guide.

October 11, 2024

Help your clients slash energy bills with this guide to Canadian energy-efficiency programs. From national grants to provincial rebates, discover how to unlock savings and empower clients to live more sustainably.